In this episode of The Foreclosure Fix, DJ Olojo dives deep into the critical steps homeowners should take when dealing with foreclosure during a natural disaster. From handling structural damage and filing insurance claims to navigating resources like FEMA and the Red Cross, DJ provides expert guidance on how to stay safe and protect your property in challenging times. He also shares personal experiences with natural disasters and how they affected his own property investments. If you're facing foreclosure compounded by a natural disaster, this episode offers actionable advice and hope to help you through it.
Key Takeaways:
- Returning Home Safely: Only re-enter your home when authorities confirm it’s safe, and always check for structural damage before entering.
- Document Everything: Take detailed photos and videos of damage and repairs to ensure proper insurance claims.
- Insurance Claims: Start the claim process as soon as possible; delays can push you to the back of the line.
- Handling Water Damage: Watch out for mold and mildew, disinfect surfaces, and throw out items that may have absorbed moisture.
- Seek Help: Organizations like FEMA, the Red Cross, and disasterassistance.gov offer free resources for cleanup, housing, and other essentials after a disaster.
- Foreclosure Assistance: Always remember, foreclosure help is free from government agencies like HUD, and legal help may be necessary if facing long delays or disputes.
- Gratitude for Technology: DJ reflects on how modern technology, like weather apps, saves lives by giving early warnings before disasters strike.
For more expert advice on foreclosure, visit TheForeclosureFix.com.